“Are you a smoker or non-smoker?” This is one of two questions that I need to ask a potential policyholder when underwriting them for a Medigap plan, also known as a supplement plan to Medicare. The other question I am required to ask, well not really ask but I need...
Video Transcript Hey folks Greg Gudis from BGA insurance group here, your Medicare guide. I’m reaching out to you today because a lot of folks ask me this question all the time, I get this every day. What is the difference between Plan F from plan G? Why would I...
Over my career as a broker for BGA Insurance Group, I have always prided myself as an agent who shoots it straight as far as the truth goes and someone who is patient with my clients. As a matter of fact, all my agents pride themselves in that manner and have proven...
This is a matter that Medicare ready folks who think they may qualify because of low income “LIS” should at least inquire about. To very clear, if you are eligible as a Medicare beneficiary who has had a limited income, you may qualify for various government programs...
What is MACRA and how does it affect me? That is the question many seniors have been asking when it comes to the changes about to come to Medicare in 2020. Here at BGA our clients and prospective clients look to us when they have questions about retirement related...
How can it not be? A watch that detects if you have taken a fall or better yet, detects atrial fibrillation, because the watch also has features electrocardiogram to measure your heart’s rhythm. If you noticed over the last couple of years especially if you have...
The new Medicare Advantage Open Enrollment Period will run from January 1st all the way to March 31st every year. Finally, this is what everyone has been asking for! If you’re enrolled in a Medicare Advantage plan, you’ll have a one-time opportunity to switch to a...
Ok, so what do you get when you cross an insurance carrier with an ex-politician? You get an ex-politician who’s taking the money and running and knows absolutely nothing about the Medicare Advantage business. What does this mean to you, the Medicare recipient?...
Summer, Fall, Winter…don’t forget Medicare Season!!! It comes every year just as the color of the leaves start changing the Medicare Annual Election Period. On October 1st, insurance carriers can finally show you what they are going to have available for you for...
Medicare Part B “Excess Charges” is a term that you might encounter with Medicare Supplement, or Medigap, plans. These are charges that a doctor adds above and beyond the Medicare-approved amount for a procedure or service. Ok, so do you know what this...
