That is the question many seniors have been asking when it comes to the changes about to come to Medicare in 2020.
Here at BGA our clients and prospective clients look to us when they have questions about retirement related items, especially when it comes to their Healthcare. 
First let’s define MACRA. Our government loves to use acronyms and sometimes I think it just makes things more confusing but what can we do.
MACRA stands for the Medicare Access and CHIP Reauthorization Act of 2015. That is a mouthful, so what does it mean?
The new rule states that as of January 1, 2020, newly-eligible Medicare beneficiaries will not be able to purchase Medicare Supplement plans that cover the Part B Deductible. This includes Medicare Supplement plans C, F and High Deductible F.
So how are you affected? If you are already on Medicare or will become eligible through December 31, 2019 your Medicare options will stay the same.
You can keep your existing plan and you will always have the option to purchase plans that still cover the Part B Deductible.
That said there are reasons you may want to look to some of the other plan options and we can discuss that further buy contacting a BGA Agent.
If you are eligible for Medicare January 1, 2020 and after you will be impacted and this rule will apply.
Is Plan F Going Away? Am I Losing Plan F?
You will not be eligible to purchase plans C, F and High Deductible F. Your plans will include some type of cost share (meaning you will pay the Part B deductible, or have small copays, or both etc). You will be eligible to purchase plans A,D,G, and N as well as the new High Deductible G plan.
A lot of seniors right now are clamoring to find out more about this sweeping change, that is where we can help.
There is a great deal of good and bad information out there. Some seniors think they have to change their plan or lose it come 2020 and that is simply not true.
There are some reasons you may want to look at your options but talk to one of our agents to see if a change is right for you. If you have questions about MACRA or just need to speak to an agent please contact us at 855-494-0097 or fill out our form an agent can help you right away.