BGA serves Medicare consumers in the 21 states below. Each link goes to a focused government rule, statute, fact sheet, or Medicare supplement resource.
This directory does not link to quote engines, insurance carriers, competing agencies, or counseling directories. Medigap plans are standardized differently in Massachusetts, Minnesota, and Wisconsin; none of those states is in BGA’s current licensed footprint. State protections and insurer availability can still vary.
Choose your state
- Arizona
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Indiana
- Kentucky
- Maryland
- Michigan
- New Jersey
- New York
- North Carolina
- Ohio
- Pennsylvania
- South Carolina
- Texas
- Virginia
- Washington
- West Virginia
- Wyoming
Arizona
BGA is licensed to serve Medicare consumers in Arizona. Arizona law establishes Medicare supplement standards and early-enrollment discount disclosure rules.
Read Arizona’s Medicare supplement standards
Colorado
BGA is licensed to serve Medicare consumers in Colorado. Colorado’s regulation addresses standardized benefits, disclosures, guaranteed-issue rights, and marketing rules.
Read Colorado’s Medicare supplement regulation
Connecticut
BGA is licensed to serve Medicare consumers in Connecticut. Connecticut’s chart compares standardized benefits and notes eligibility restrictions and 2026 high-deductible amounts.
View Connecticut’s 2026 Medigap benefits chart
Delaware
BGA is licensed to serve Medicare consumers in Delaware. Delaware’s fact sheet explains its birthday rule and certain guaranteed-issue periods effective January 1, 2026.
Read Delaware’s 2026 Medigap rights fact sheet
Florida
BGA is licensed to serve Medicare consumers in Florida. Florida explains standardization, the 30-day free-look period, grace periods, replacement, and other consumer protections.
Read Florida’s Medicare supplement overview
Georgia
BGA is licensed to serve Medicare consumers in Georgia. Georgia’s regulation covers standardization, disclosures, replacement, suitability, and guaranteed-issue protections.
Read Georgia’s Medicare supplement regulation
Indiana
BGA is licensed to serve Medicare consumers in Indiana. Indiana’s enacted law creates an annual Medigap birthday-rule opportunity beginning in 2026.
Read Indiana’s Medigap birthday-rule law
Kentucky
BGA is licensed to serve Medicare consumers in Kentucky. Kentucky’s insurance department maintains focused Medicare supplement regulations, alerts, and consumer documents.
Read Kentucky’s Medicare supplement resources
Maryland
BGA is licensed to serve Medicare consumers in Maryland. Maryland explains two state guaranteed-issue periods that took effect July 1, 2026.
Read Maryland’s new Medigap enrollment rights
Michigan
BGA is licensed to serve Medicare consumers in Michigan. Michigan law addresses Medigap guaranteed issue, open enrollment, and pre-existing-condition limitations.
Read Michigan’s Medigap enrollment protections
New Jersey
BGA is licensed to serve Medicare consumers in New Jersey. New Jersey’s 2026 rule adoption updates Medicare supplement minimum standards, disclosures, and filing requirements.
Read New Jersey’s 2026 Medicare supplement rule adoption
New York
BGA is licensed to serve Medicare consumers in New York. New York law requires community rating and year-round acceptance for Medicare supplement coverage subject to the statute.
Read New York’s Medigap community-rating and enrollment law
North Carolina
BGA is licensed to serve Medicare consumers in North Carolina. North Carolina law includes minimum standards and specific access protections for certain Medicare beneficiaries under age 65.
Read North Carolina’s Medicare supplement law
Ohio
BGA is licensed to serve Medicare consumers in Ohio. Ohio’s rule covers plan standardization, eligibility, disclosures, renewability, and guaranteed-issue rights.
Read Ohio’s Medicare supplement regulation
Pennsylvania
BGA is licensed to serve Medicare consumers in Pennsylvania. Pennsylvania’s insurance code identifies guaranteed-issue situations and related carrier obligations.
Read Pennsylvania’s Medigap guaranteed-issue rule
South Carolina
BGA is licensed to serve Medicare consumers in South Carolina. South Carolina’s guide explains standardized benefits, Medigap enrollment, and guaranteed-issue protections.
Read South Carolina’s Medicare supplement guide
Texas
BGA is licensed to serve Medicare consumers in Texas. Texas provides a focused comparison of standardized Medigap benefits for Plans A through N.
View Texas’s standardized Medigap benefits chart
Virginia
BGA is licensed to serve Medicare consumers in Virginia. Virginia explains its annual 60-day Medigap switching period and same-benefit requirements.
Read Virginia’s Medigap birthday-rule guide
Washington
BGA is licensed to serve Medicare consumers in Washington. Washington law addresses open enrollment, age, and pre-existing-condition protections for Medicare supplement coverage.
Read Washington’s Medigap enrollment protections
West Virginia
BGA is licensed to serve Medicare consumers in West Virginia. West Virginia’s rule covers standardization, renewability, guaranteed issue, replacement, and required disclosures.
Read West Virginia’s Medicare supplement rule
Wyoming
BGA is licensed to serve Medicare consumers in Wyoming. Wyoming’s rules cover standardized coverage, guaranteed issue, replacement, disclosure, and marketing standards.
Read Wyoming’s Medicare supplement rules
Would you like help sorting through your choices?
Reviewed by BGA’s in-house compliance team. Last reviewed August 24, 2026. Effective year: 2026.
Official sources
- Medicare.gov: Medigap basics and state standardization
- Read Arizona’s Medicare supplement standards
- Read Colorado’s Medicare supplement regulation
- View Connecticut’s 2026 Medigap benefits chart
- Read Delaware’s 2026 Medigap rights fact sheet
- Read Florida’s Medicare supplement overview
- Read Georgia’s Medicare supplement regulation
- Read Indiana’s Medigap birthday-rule law
- Read Kentucky’s Medicare supplement resources
- Read Maryland’s new Medigap enrollment rights
- Read Michigan’s Medigap enrollment protections
- Read New Jersey’s 2026 Medicare supplement rule adoption
- Read New York’s Medigap community-rating and enrollment law
- Read North Carolina’s Medicare supplement law
- Read Ohio’s Medicare supplement regulation
- Read Pennsylvania’s Medigap guaranteed-issue rule
- Read South Carolina’s Medicare supplement guide
- View Texas’s standardized Medigap benefits chart
- Read Virginia’s Medigap birthday-rule guide
- Read Washington’s Medigap enrollment protections
- Read West Virginia’s Medicare supplement rule
- Read Wyoming’s Medicare supplement rules